Blog - Malcom

Simply click the registration button on our website, and we will guide you through the entire online process. Registration is easy and takes only a few minutes. The agreement is signed online, and you can start uploading invoices right away. For registration, you’ll need a mobile phone and two forms of identification.

Nothing. Registration is completely free and carries no obligations. Financing will be ready for you to use whenever you find it convenient. We also offer free verification of your business partners’ payment reliability.

The cost is from 1,69% of the invoice value. The funds are available immediately, allowing you to cover ongoing expenses or unexpected costs. Our financing includes post-due payment debt collection and invoice insurance in case your client fails to pay. Additionally, you can verify your clients’ payment reliability for free before starting a job.

In most cases, the money is transferred to your account within 24 hours after the invoice is approved. For new clients, the first financing process may take slightly longer.

You simply upload the invoice together with all required documents through our Client Zone. Invoices can also be uploaded easily from your mobile phone.

After verification, we pay an advance of up to 90% of the invoice value. The remaining amount, after deducting the cost of our services, is paid once your customer settles the invoice.

To approve and finance an invoice, we mainly require:

an invoice with an assignment clause,
the transport order / purchase order,
proof of delivery / CMR document.

Most invoices we finance are insured, which means you do not have to return the funds you received. This is known as non-recourse factoring.

If your debtor fails to pay, we do everything possible to recover the payment. We have a sophisticated debt collection system and handle the entire process on your behalf.

We specialize primarily in financing the logistics industry, but we are also capable of assisting companies in other sectors. Please contact us if you’d like to learn more.

Our clients are primarily companies from Poland, the Czech Republic, and Slovakia. However, we also provide funding for invoices issued to clients across the entire European Union.

We accept invoices in PLN, CZK, EUR, USD.

We also work with debtors who reject most factoring providers and allow cooperation only with us.

If you have such a debtor, contact us – together we will try to find a suitable solution and agree on the terms of cooperation.

Frequently asked questions

Malcom is here for you