Make decisions based on data not feelings

Debtor verification

Risk barometer for your business. Will this unpaid invoice jeopardize the operation of your company?

€ and more
days
days days days and more

The calculation shown is for illustrative purposes only. The calculator assumes a monthly income of 4000 €.

Risk barometer for your business. Will this unpaid invoice jeopardize the operation of your company?

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90 000 verified firms

No obligations

Cooperation risks reduction

Fully online

Debtors verification from Malcom

Verify the payment history of your debtors before you start working with them. We offer you a free database of 90 000 companies and we can verify others for you at any time.

What you gain with our debtor verification


  • Certainty of timely invoice payment
  • Immediate verification of debtor payment history
  • Greater assurance when taking new orders
  • No need to search for information from unverified sources

How it works

1

Register for free

By registering, you are not committing to anything. If you do not finance anything, you do not pay anything.

5 to 10 minutes
2

Verify debtors

Simply enter the company name or ID number in the client zone.

up to 2 minutes
3

Check their reliability

You have access to a database of 88 000 verified companies, and if necessary, we can verify any other company for you.

immediately
1
2
3

Register for free

By registering, you are not committing to anything. If you do not finance anything, you do not pay anything.

5 to 10 minutes

Verify debtors

Simply enter the company name or ID number in the client zone.

up to 2 minutes

Check their reliability

You have access to a database of 88 000 verified companies, and if necessary, we can verify any other company for you.

immediately

Why verify debtors

My invoices remained unpaid long after their due date. The money did not arrive even after repeated reminders, even though I urgently needed it for further trips, repairs, truck maintenance, and fuel.

Independent carrier

Solution: at Malcom Finance, you can verify your debtors before starting to work with them, ensuring that you only cooperate with reliable partners. Your cash flow will finally be stable.

Since starting the construction business, we’ve been dealing with overdue invoices. Some companies paid late, others not at all. In the meantime, we had to pay for materials, subcontractors’ advances, equipment and wages. Every delay held us back and jeopardized our projects’ progress.

Construction company owner

Solution: at Malcom Finance, we always check our customers before signing a contract with them. We only work with those who pay on time, and the company’s budget finally keeps pace with projects.

We’re here for you

Get in touch with our sales team. We will be happy to help you with everything and provide the best solution for your company.

What you ask us most often

Yes, we verify companies across the EU, including transport and logistics companies. 

In most cases, you’ll receive the debtor rating instantly – our database contains more than 90,000 verified companies, so there is a high chance that your debtor is already included. If a company isn’t in the database and individual verification is needed, the process may take longer. We’ll always keep you informed of its progress. 

Debtor verification is completely free for our clients – both access to the database and verification of new companies. 

You’ll reduce the risk of unpaid invoices, gain greater confidence when starting new partnerships, and be able to plan your operations more safely. 

Yes. If you use our factoring, you can verify your debtors for free at any time. 

Yes. The debtor won’t know that anyone checked them. 

Just a VAT number or basic identification details of the company you want to check. 

We check financial health, payment history, risk factors, and any outstanding debts. The result is a debtor rating that helps you better assess the risk of working together. The decision to enter a business relationship is always yours. 

It’s a quick check of your debtor’s financial reliability and payment behaviour. It helps you avoid risky partners and prevent problems with unpaid invoices.