Products

Factoring is a financial product where businesses sell their invoices to us at a discount. In return, we provide immediate cash flow so you can keep your operations running smoothly.

With factoring, you don’t have to wait on long invoice terms; you get paid immediately. It provides you with an instant cash flow. Moreover, having access to these funds opens up more opportunities to grow and invest in your business. The best part? It’s not a loan. You’re just receiving payment for what you’ve already earned.

Our process is fast and transparent, ensuring you don’t have to deal with hidden fees or lengthy waits. Our team offers dedicated support, ready to assist you whenever you need us. We also pride ourselves on offering flexible solutions that are tailored to meet the unique needs of each business.

Debtor verification is essential in assessing the creditworthiness of your customers. It ensures that the individuals or businesses owing you money are genuine and have a history of making payments. By verifying your debtors, you can reduce risks, prevent potential losses, and ensure that your business transactions are built on trust. At Malcom, we prioritize a thorough yet swift debtor verification process.

Our database boasts more than 12,000 verified debtors, allowing our customers to readily view ratings and payment behavior of potential partners. Our team is always on standby, providing you with timely support to make informed decisions. Furthermore, our approach is tailored to fit your business’s specific requirements, ensuring maximum security and efficiency.

Insurance plays a pivotal role in safeguarding businesses from unforeseen financial pitfalls. Especially when it comes to transactions, ensuring your invoices adds an extra layer of protection. At Malcom Finance, we go a step further by insuring the invoices of our customers. By offering this coverage, we aim to foster trust and peace of mind in our business relationships. Our approach is uniquely designed to shield our clients from potential losses, allowing them to conduct business with confidence. Beyond this, our dedicated team is always available for support, ensuring that your business’s specific needs are always met with precision and expertise.

At Malcom Finance, we understand the importance of accessible and secure loan provisions. We offer tailored loan solutions that cater to the unique needs of our clients. Our loans come with a protective edge: if a debtor defaults on their payment, we have measures in place to ensure our customers don’t bear the brunt of the loss. This not only provides financial security but also instills confidence in our clients to pursue their business endeavors without undue stress. Our team is dedicated to guiding you through the loan process, ensuring transparency, and providing support every step of the way, ensuring your business thrives without financial hindrances.